Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldOpenbankEUR 70 net for you and EUR 70 for a friend who opens an account with EUR 70 and keeps Bizum 3 monthsOpenbankEUR 200 net, paid EUR 20 a month for 10 months, for domiciling 2 direct debits (no payroll needed)
GoalWelcome bonusWelcome bonus
ProductPlan Amigo (invite a friend)200 euros por tus recibos (code OPEN325)
RewardCash€70Cash€200
Net value, first year€56.70€162.00Best
Value per month€18.90Best€16.20
Commitment3 monthsBest10 months
Rate (TAE)n/an/a
Rate periodn/an/a
Balance capn/an/a
Monthly fee€0€0
Minimum incomeUnknownUnknown
New customers onlyYesYes
Other requirements
  • Friend signs up with the referrer's personal code by 2026-10-29
  • Friend deposits at least EUR 70 within 30 days of opening and activates the card
  • Both keep Bizum at Openbank for at least 3 months
  • Friend was not an Openbank customer in the previous 12 months
  • Cannot be combined with another welcome promotion code
  • Open a Cuenta Remunerada Openbank as first holder between 2026-03-02 and 2026-10-29 with code OPEN325
  • Activate the Cuenta Corriente Open by 2026-11-29
  • Domiciliate at least 2 different monthly direct debits, each charged and not returned (any amount, not from private individuals)
  • Card payments, subscriptions and periodic transfers do not count
PenaltySecond and third payments need both people to keep Bizum; fraud or misuse of the code can lead to exclusion and reversal of paymentsA month with fewer than 2 charged direct debits earns no payment for that month; it is not recovered later. No clawback is stated.
Residents onlyYesYes
NIE or TIE acceptedUnknownUnknown
Open to non-residentsNoNo
Catches
  • penalty: Second and third payments need both people to keep Bizum; fraud or misuse of the code can lead to exclusion and reversal of payments
  • penalty: A month with fewer than 2 charged direct debits earns no payment for that month; it is not recovered later. No clawback is stated.
Valid until29 Oct 202629 Oct 2026
Verified
SourceSourcefor Openbank (opens in a new tab)Sourcefor Openbank (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile